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Marshall and Swift (M&S). The absolute standard in the insurance sell for building valuation is a company called Marshall and Immediate. All adjusters know about M&S, regardless of whether they can’t predict how to use their data bank. (If your adjuster doesn’t know about M&S, or how added with it, get another adjuster FAST.) Even when the adjuster uses M&S, you must review information he entered to possess the valuation. If he entered wrong data, the valuation will be wrong, too. For example, if he used types of of your house at 2,000 square feet, and your property is only 1,600 square feet, the entire valuation will be wrong.

Capitalization Rate (Cap Rate) – Price divided by NOI. this is the baseline or “measuring stick” when analyzing the importance or associated with property in accordance with its revenue stream. Example: If real estate is for sale at 1,000,000 and the NOI is 100,000 the “cap rate” or rate of return is 10%. (Tip: for anyone looking for passive financiers. If you find a deal that’s offered on a 12-14 cap and the is currently at a 10 cap down the road . offer your investor 10% rate of return and pocket the difference).


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